About Our Firm


Maximizing recoveries. Holding tortfeasors responsible for their conduct. Excellent client service. These are DLO's mission as we continue to develop and maintain a personal working relationship with every client and to provide excellence in the quality of our work, responsiveness to the needs of our clients, and quality services at reasonable fees. DLO is the leading insurance subrogation law firm in the great state of Texas. Our dedicated, professional subrogation team includes experienced trial attorneys at the forefront of subrogation industry in Texas.

DLO's recovery system is effective and efficient. We maintain a high volume of auto subrogation claims, monitor hundreds of installment payment arrangements and distribute those payments to our clients.

What is subrogation? Subrogation is an insurers right to step into the insured's shoes in the event of a loss. When a third party causes a loss to an insured, the insurer may choose to take action to recover the amount of a claim paid to a policyholder. These claims are typically filed after an insurance company has already compensated its insured. The insurance company then recovers losses from the party legally responsible for the damages. DLO works on behalf of insurance companies and other professionals to resolve subrogation claims and disputes efficiently and to maximize recovery in several kinds of cases, including those involving:

  • Automobile property loss
  • Uninsured motorist
  • Construction defects
  • Property loss
  • Commercial liability
  • Product liability
  • Casualty loss

DLO's subrogation attorneys seek in each case to provide our clients with the best service while maximizing recoveries. The firm also manages receipt of payments from judgment debtors and handles complaints. In addition, as a courtesy to clients, DLO endeavors to recover deductibles for the client's insured at no extra fee. Most subrogation cases are settled quickly or resolved through negotiation, but DLO is also experienced in trying subrogation cases that result in jury verdicts favoring the firm's clients.

Dale A. Dickman has more than 20 years' experience seeking recovery for insurance companies. Our clients seek our subrogation counsel because of our outstanding commitment and aggressive representation. The firm regularly represents carriers in subrogation actions related to individual and commercial liability, auto, loss transfer, and property/casualty.